522 NEWHALL LANE, DEBARY, FL, 32713
Active2 days on marketListed Aug 10, 2026MLS #V4950589
About this home
522 NEWHALL LANE
Virtually Staged. Rarely does a home combine executive-quality construction, exceptional privacy, timeless craftsmanship, and carefree living as beautifully as does this custom residence in DeBary's gated Westridge community. Thoughtfully designed around a private courtyard, the home's dramatic ceiling heights, walls of windows, and seamless indoor-outdoor floor plan create an atmosphere that is both elegant and inviting. From the moment you step through the front door, you'll appreciate the craftsmanship found throughout the home. Its custom American cherry cabinetry, rich granite countertops, Baldwin hardware, solid-core interior doors and louvered closet doors, designer lighting, extensive architectural millwork and soft-white laminate and durable tile flooring reflects a level of quality seldom found in today's construction. The flexible floor plan offers formal living and dining rooms, a spacious family room, a casual dining area overlooking the courtyard, a carefully designed office, and a thoughtfully designed third bedroom with an ensuite bathroom that has its own private entrance near the courtyard entry is ideal for guests, multigenerational living, or as a private work or play space. Practical luxury is equally impressive. Enjoy the peace of mind of a whole-house natural gas-fired generator, tankless water heater, premium water conditioning system, recently installed HVAC system, connections for a hot tub and gas grill in the courtyard, and numerous thoughtful additions and updates that allow the next owner to move in with confidence and immediately begin enjoying the home. As the original owners, we have carefully maintained every aspect of this home and have found it remarkably easy to live in and maintain. Detailed records and a comprehensive list of recommended service providers will be gifted to the new owners. Located just minutes from shopping, dining, medical facilities, the DeBary Elementary School, SunRail commuter rail station, Interstate 4, the St. Johns River, parks and trails, this exceptional home offers a rare opportunity to own a beautifully crafted custom residence in one of west Volusia's most desirable communities. Now offered below its recent FHA appraised value, this exceptional residence presents an outstanding opportunity to own a beautifully crafted custom home in one of West Volusia's most desirable gated communities. Come experience the quality, comfort, and privacy that have made this house our home for almost 20 years.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,259
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Debary actives
$199 vs $204
Days on market
2 vs 31 typical
Where $199/sqft sits among the 111 Debary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Debary Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Debary. See the full Debary guide →
Debary Plantation — neighborhood snapshot
Population
3,445
Median age
56
Median income
$83,975
Median home value
$320,193
Avg household
2
Households w/ children
215
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Debary market
$393K → $390K
Debary median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
52 of 111
Debary actives have cut their price
Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the DEBARY 32713 median. See the full Debary market guide →
Paper trail
This home's history
Reality check
What actually sold near 522 NEWHALL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$423,000
183 W HIGHBANKS ROAD
3 bd · 2 ba · 2,260 sqft · $187/sqft · 0 DOM
Sold · Apr ’26$450,000
26 LAURIANNE ROAD
3 bd · 2 ba · 2,232 sqft · $202/sqft · 187 DOM
Sold · Mar ’26$339,000
111 COLOMBA ROAD
4 bd · 2 ba · 2,295 sqft · $148/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Geral Garcia
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 522 NEWHALL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 522 NEWHALL LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Geral's phone and CRM.
Straight answers
522 NEWHALL LANE FAQs
What would the monthly payment be for 522 NEWHALL LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 522 NEWHALL LANE?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 522 NEWHALL LANE?+
The most recent tax bill on record (2025) was $6,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 522 NEWHALL LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Debary?+
At $449,900, this home is listed about 12% above the Debary median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 522 NEWHALL LANE?+
Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,900 runs 35% above the DEBARY 32713 median — but at 2,259 sqft it's also 23% larger than the typical Debary listing.
02Fresh on the market
Only 2 days on market in a Debary market that averages 31 — if it fits, move quickly.
03Strong assigned schools
Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CENTRAL REALTY · Carol Lawrence. MLS #V4950589.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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