6513 ABACO DRIVE, APOLLO BEACH, FL, 33572
Active90 days on marketListed May 14, 2026MLS #TB8507744
About this home
6513 ABACO DRIVE
Virtually Staged. Fully Renovated Key West-Inspired Waterfront Home – Affordable Florida Coastal Living, that comes with a boat!!! Relocating to Florida? Discover the perfect opportunity to enjoy the waterfront lifestyle without the premium price. This fully renovated Key West-inspired home offers direct saltwater canal access, 42 feet of seawall, no HOA, and no rental or ownership restrictions—giving you the freedom to design the dock and boat lift that fit your boating lifestyle. With over 1,800 square feet, this 3-bedroom, 2-bath home is one of the larger waterfront properties in the neighborhood. Inside, you'll find 33 feet of stunning water views, an open-concept floor plan, luxury vinyl plank flooring, fresh interior paint, updated bathrooms, custom built-ins, and a beautifully remodeled kitchen featuring stone countertops, premium cabinetry, stainless steel appliances, a beverage station, and a built-in wine refrigerator. The spacious primary suite offers custom closets and private patio access, while the screened waterfront lanai provides the perfect place to enjoy peaceful canal views and Florida's year-round outdoor living. Major upgrades include a new HVAC system, new water heater, complete re-pipe plumbing throughout, and a seller-completed pre-listing four-point inspection for added peace of mind. Located in the heart of Apollo Beach, one of Florida's fastest-growing waterfront communities, you'll enjoy the charm of a small boating town with direct access to Tampa Bay and the Gulf of Mexico. Cruise your boat to local favorites like Finn's Dockside or Circles Waterfront Restaurant, spend the day on the water, or explore nearby islands. The home also offers a short commute to downtown Tampa, MacDill Air Force Base, and St. Petersburg, while Anna Maria Island is just 40 minutes away, making weekend beach trips effortless. Bring your RV, and jet skis—and as an added bonus, the seller is including a fully repowered 13-foot Boston Whaler. Whether you're relocating to Florida, searching for an affordable waterfront 2nd home, or investment property, this move-in-ready home offers the perfect blend of modern updates, coastal charm, and an unbeatable boating lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,810
Sqft
0.16 ac
Lot size
2
Garage
1974
Year built
One
Levels
$331
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,359 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,359/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.3%
$/sqft vs Apollo Beach actives
$331 vs $224
Days on market
90 vs 51 typical
Where $331/sqft sits among the 381 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $463K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
220 of 381
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6513 ABACO DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$649,000
1004 SAGO PALM WAY · same community
4 bd · 2 ba · 1,677 sqft · $387/sqft · 8 DOM
Sold · Jun ’26$625,000
1024 SPINDLE PALM WAY · same community
3 bd · 2 ba · 1,590 sqft · $393/sqft · 120 DOM
Sold · Aug ’25$665,000
913 SPINDLE PALM WAY · same community
4 bd · 2 ba · 1,590 sqft · $418/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Geral Garcia
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6513 ABACO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6513 ABACO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Geral's phone and CRM.
Straight answers
6513 ABACO DRIVE FAQs
What would the monthly payment be for 6513 ABACO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6513 ABACO DRIVE?+
The most recent tax bill on record (2025) was $8,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6513 ABACO DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $599,999, this home is listed about 22% above the Apollo Beach median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 6513 ABACO DRIVE?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,999 runs 37% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $640,000, now $599,999 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Julie Morris. MLS #TB8507744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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