490 DISA DRIVE, DAVENPORT, FL, 33837
Active20 days on marketListed Jul 23, 2026MLS #S5154194
About this home
490 DISA DRIVE
2.8% ASSUMABLE MORTGAGE AVAILABLE FOR QUALIFIED BUYERS! This is a rare opportunity to take advantage of an exceptionally low interest rate while purchasing a beautifully upgraded, move in ready home in Davenport, Florida. Welcome to 490 Disa Drive in Orchid Grove, where the upgrades are already complete, giving buyers an attractive alternative to waiting months for new construction and spending thousands more after closing. Located in the desirable Orchid Grove community, this home offers convenient access to ChampionsGate, Posner Park, I 4, US 27, Walt Disney World, shopping, dining, and everyday conveniences. Its Central Florida location also provides easy connectivity to Orlando, Kissimmee, and Lakeland. Inside, this completely carpet free home features durable tile flooring throughout the main living areas and luxury vinyl plank flooring in every bedroom. Contemporary light fixtures add a fresh, updated feel throughout the home. The upgraded kitchen features a designer tile backsplash, tiled island, newer refrigerator, and built in beverage refrigerator, creating a stylish and functional space for everyday living and entertaining. The primary bathroom includes an upgraded vanity sink, while both bathrooms feature premium anti fog mirrors. The secondary bathroom has also been upgraded with a sleek tempered glass shower enclosure. The laundry room offers a newer stacked washer and dryer, additional storage, and a utility sink. Additional features include a whole home water softener system and Ring security system, both included with the home. Outside, the fully fenced backyard is designed for entertaining and everyday enjoyment, featuring an oversized paver patio, custom pergola, professionally installed LED fence lighting, paver walkway, storage shed, and playground. Qualified buyers may have the opportunity to assume the seller's existing mortgage at an incredible 2.8% interest rate, subject to lender approval and qualification. With today's mortgage rates significantly higher, this assumable loan could offer substantial potential savings compared with traditional financing. Orchid Grove residents also enjoy resort style community amenities, including a swimming pool, clubhouse, dog park, and playground. If you're searching for a move in ready home for sale in Davenport, FL, near ChampionsGate and Disney, with an assumable mortgage, no carpet, fenced backyard, upgraded kitchen, modern finishes, and community amenities, 490 Disa Drive stands out from the competition. The major improvements have already been completed, so you can skip the wait and added expense of builder upgrades and start enjoying your new home from day one.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,600
Sqft
0.13 ac
Lot size
2
Garage
2019
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.5%
$/sqft vs ORCHID GROVE
$205 vs $187
Days on market
20 vs 56 typical
Where $205/sqft sits among the 7 homes for sale in ORCHID GROVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
3 of 7
ORCHID GROVE have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 490 DISA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$275,000
421 DISA DRIVE · same community
4 bd · 2 ba · 1,600 sqft · $172/sqft · 251 DOM
Sold · Sep ’25$386,000
259 SW 7th Court, Pompano Beach FL 33060 · same community
3 bd · 2.5 ba · 1,598 sqft · $242/sqft · 92 DOM
Sold · Sep ’25$330,000
486 DISA DRIVE · same community
4 bd · 2 ba · 1,767 sqft · $187/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Geral Garcia
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 490 DISA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 490 DISA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Geral's phone and CRM.
Straight answers
490 DISA DRIVE FAQs
What would the monthly payment be for 490 DISA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,573/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 490 DISA DRIVE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 490 DISA DRIVE?+
The most recent tax bill on record (2025) was $3,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 490 DISA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $327,900, this home is listed about 16% below the Davenport median of $389,970. The market section on this page shows how the area is trending.
Which schools are assigned to 490 DISA DRIVE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HERITAGE PROFESSIONALS · Desiree Carlson. MLS #S5154194.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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