2098 BRENT PLACE, PALM HARBOR, FL, 34683
Active118 days on marketListed Apr 17, 2026MLS #O6400159
About this home
2098 BRENT PLACE
Welcome to one of Palm Harbor's best-kept secrets — a home that delivers space, location, and lifestyle in a way that's becoming harder and harder to find. Tucked inside a quiet cul-de-sac with only one way in and one way out, this home gives you a level of privacy and low traffic that families truly appreciate. It's the kind of street where things feel calm and safe, yet you're right in the center of everything. Location here is unmatched. You're directly next to Palm Harbor University High School, one of the most sought-after schools in Pinellas County, featuring its medical magnet program. Skip the long car lines and daily chaos — this is true walkable convenience. Zoned for Palm Harbor Middle School as well, another top-tier option, making this an ideal setup for families prioritizing education. Lifestyle here only gets better. You're within walking distance to charming downtown Palm Harbor with its local restaurants, bars, and coastal small-town feel. The Pinellas Trail is just minutes away, and within a short drive you'll find Honeymoon Island and the Dunedin Causeway — some of the most beautiful beaches in the area. And here's where this home truly stands out: you get all of that coastal proximity without the risk. Located in a non-flood, non-evacuation zone. It's the rare chance to enjoy being near the beach without the added risk or concern during storm season. The home itself. Sitting on a spacious lot with a large backyard that includes fruit trees, this property is ready for its next chapter. The split floor plan delivers both functionality and privacy, while the screened-in pool creates a perfect space to relax or entertain year-round. The home also features rooftop solar panels and a built-in EV charger in the garage — modern upgrades that deliver real long-term savings on energy and fuel costs. This is not an HOA neigborhood. This home has been thoughtfully priced based on its location advantages and the significant cost savings that come with no HOA fees and no flood insurance. Between the prime school zoning, proximity to the beach without flood risk, and long-term upside, the value here is clear. Sold As-Is with the standard Florida AS-IS Residential Contract. Buyer welcome to complete full inspections during the inspection period. Willing to work with a buyer's agent.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,915
Sqft
0.31 ac
Lot size
2
Garage
1986
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
Days on market
118 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Geral Garcia
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2098 BRENT PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2098 BRENT PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Geral's phone and CRM.
Straight answers
2098 BRENT PLACE FAQs
What would the monthly payment be for 2098 BRENT PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,704/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2098 BRENT PLACE?+
The most recent tax bill on record (2025) was $4,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2098 BRENT PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $499,000, this home is listed about 33% above the Palm Harbor median of $375,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2098 BRENT PLACE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,000 runs 29% above the PALM HARBOR 34683 median — but at 1,915 sqft it's also 31% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
118 days on market against a Palm Harbor median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $549,000, now $499,000 — a $50K cut. The full history is in the market section below.
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6400159.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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