Geral Garcia
$435,0003 bd2.5 ba1,972 sqft$221 /sqft$3,390 /mo all-in ↓

10217 SPRING MOSS AVENUE, CLERMONT, FL, 34711

Active0 days on marketListed Aug 14, 2026MLS #G5116451

Priced 4% below the CLERMONT 34711 medianPrivate poolSingle Family ResidenceHIDDEN HILLS PH 01

About this home

10217 SPRING MOSS AVENUE

This 3-bedroom, 2.5-bath pool home offers the perfect combination of comfort, privacy, and Florida living. Located in a small, desirable community, this home sits on a generous sized lot, providing plenty of space to enjoy the outdoors. The thoughtfully designed split floor plan offers privacy and functionality, with the primary suite separated from the additional bedrooms. The spacious living areas provide an inviting setting for everyday living and entertaining, while the private pool and large outdoor area create the perfect retreat for relaxing, entertaining guests, or enjoying Florida's year-round sunshine. The home also has an extended driveaway, offering ample parking for a boat, motorhome, or other recreational vehicles with a 30-amp electrical service and water. This home offers a great opportunity to enjoy a more private and relaxed lifestyle while still being conveniently located near shopping, dining and major roadways. Updates include - double pane windows and sliding doors in 2007, outdoor shed in 2008, rescreened pool area in 2009 as well as some panels being replaced in 2026, roof was replaced in 2016 and A/C unit in 2022, and newer pool pump.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,972

Sqft

0.27 ac

Lot size

2

Garage

1999

Year built

One

Levels

$221

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate · Linoleum
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingGarage Door Opener · Parking Pad
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$32/mo
Taxes (2025)$5,343/yr
PetsYes
CommunityDog Park

Utilities & systems

UtilitiesBB/HS Internet Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2025 actual bill$445
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,390/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$445
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Clermont

Map of 10217 SPRING MOSS AVENUE

Drive times from this address

Downtown Orlando41 min
Walt Disney World42 min
Universal Orlando44 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$444K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Aug 14, 2026Listed at $435,000 · 0 days on market since
1999Built · HIDDEN HILLS PH 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Geral Garcia

Your agent

Geral Garcia

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10217 SPRING MOSS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10217 SPRING MOSS AVENUE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Geral’s phone and CRM.

Straight answers

10217 SPRING MOSS AVENUE FAQs

What would the monthly payment be for 10217 SPRING MOSS AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10217 SPRING MOSS AVENUE?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10217 SPRING MOSS AVENUE?+

The most recent tax bill on record (2025) was $5,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10217 SPRING MOSS AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $435,000, this home is listed about 6% below the Clermont median of $465,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10217 SPRING MOSS AVENUE?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$435,000 is 4% below the CLERMONT 34711 median of $455,000, and at $221/sqft it sits under the Clermont average of $240.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Clermont market that averages 46 — if it fits, move quickly.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Kirsty Pitts. MLS #G5116451.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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