18366 BURKHOLDER CIRCLE, PORT CHARLOTTE, FL, 33948
Active188 days on marketListed Feb 9, 2026MLS #C7521658
About this home
18366 BURKHOLDER CIRCLE
Imagine starting your mornings with coffee overlooking the water and ending your days by boat at the Harbor—this Gulf-access waterfront home makes it possible. Situated on the Ackerman Waterway with just one bridge to open water, this charming and beautifully updated 2-bedroom, 2-bath home offers 1,245 sq. ft. under air plus additional outdoor living space, all with no deed restrictions or HOA to limit your lifestyle. From the moment you arrive, the home’s beautiful curb appeal and friendly waterfront neighborhood set the tone. Inside, there is no carpet anywhere—only fresh laminate flooring, terrazzo tile baths, and all-new interior doors that give the home a clean, modern feel. The open, fully remodeled kitchen is the heart of the home, featuring warm wood cabinetry, granite countertops, pull-out pantry drawers, and all-new stainless steel appliances less than a year old—perfect for both everyday living and entertaining. The enclosed, vented, tiled Florida room extends your living space and invites you to relax while enjoying water views, built-in shelving, and natural light. Just beyond, a spacious screened lanai with no-see-um screening creates the ideal spot for evening breezes and outdoor gatherings. Outside, boating enthusiasts will love the 10x22 wood dock, redone in 2015 with wrapped pilings for longevity, offering quick access to the Harbor and Gulf beyond. An exterior utility sink, plus a shed with electric, water, and an outdoor shower, add exceptional functionality for waterfront living. Practical upgrades bring peace of mind, including a new roof (2023), 2017 A/C system, updated electric panel (2012), hot water heater under one year old, and a septic system inspected and pumped in 2025. Flood insurance is assumable and under $3,000 per year. The 20x20 garage includes extra workspace and storage, a ceiling fan, and a built-in workbench, while the interior utility room offers abundant cabinetry, a utility sink, and even a built-in ironing board. Washer and dryer (new in 2025) are included, and furniture is negotiable—making this home truly move-in ready. This is more than a house—it’s a waterfront lifestyle with freedom, comfort, and direct Gulf access.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,245
Sqft
0.23 ac
Lot size
2
Garage
1971
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,136 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,136/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs PORT CHARLOTTE SEC 037
$233 vs $224
Days on market
188 vs 59 typical
Where $233/sqft sits among the 29 homes for sale in PORT CHARLOTTE SEC 037
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
16 of 29
PORT CHARLOTTE SEC 037 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 866% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18366 BURKHOLDER CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$204,500
18074 LAKE WORTH BOULEVARD · same community
3 bd · 2 ba · 1,213 sqft · $169/sqft · 27 DOM
Sold · Jun ’26$380,000
4104 MUNSON STREET · same community
3 bd · 2 ba · 1,196 sqft · $318/sqft · 77 DOM
Sold · Feb ’26$304,500
18427 GOODMAN CIRCLE · same community
2 bd · 2 ba · 1,188 sqft · $256/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Geral Garcia
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18366 BURKHOLDER CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18366 BURKHOLDER CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Geral's phone and CRM.
Straight answers
18366 BURKHOLDER CIRCLE FAQs
What would the monthly payment be for 18366 BURKHOLDER CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,136/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18366 BURKHOLDER CIRCLE?+
The most recent tax bill on record (2025) was $1,698. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18366 BURKHOLDER CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $289,900, this home is listed about 12% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18366 BURKHOLDER CIRCLE?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$289,900 runs 866% above the PORT CHARLOTTE 33948 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
188 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $319,900, now $289,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Amy Futch. MLS #C7521658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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